Pakistan has a blend of beauty and historic sites, ranging from the peaks of Karakorum to the historic civilization of Mohenjo-Daro.
Tourism development can be a massive source of earning for Pakistan as it possesses top-class tourist attractions from the stunning Himalayan peaks, beautiful lakes, scenic valleys, rich culture, centuries-old civilizations, vast deserts, golden beaches of Makran to all the other natural and man-made attractions. In addition to this,the country has a long water coast of the Arabian Sea in the southern region.
The scenic valleys of Kaghan, Naran up to Babusar Top, Galliat, Madyan, Bahrain, Kalam and Maodhand in Khyber Pakhtunkhwa province have a great potential to attract foreign and local tourists from all over Pakistan and abroad to visit and enjoy nature every year. On other hand Punjab, also known as the Land of Five Rivers, was part of the Indus Valley Civilization more than 4000 years ago.
The province is home to several historical sites, including the Shalimar Gardens, the Lahore Fort, the Badshahi Mosque, the Rohtas Fort and the ruins of the ancient city of Harrapa.Tourism services such as airlines, hotels, resorts, road transportation provide unique business avenues to investors in the diversified geographical regions of Pakistan.


Banking system of Pakistan comprises of 38 Commercial Banks, 10 Microfinance Banks and 8 Development Finance Institutions. The banks/DFIs are operating with a network of 11,911 branches across the country. Pakistani banks have international presence in 36 countries around the globe, in almost all regional territories with 106 branches, 9 subsidiaries and 15 Representative Offices.
The financial system of the country is dominated by banking sector with private banks holding around 78% of the total assets of the banking system. Public sector banks and foreign banks hold 20% and 2% share in total assets respectively. The balance sheet of the banking sector has increased to Rs. 9.9 trillion and its financial position is as under:
Total Equity - $ 8.4 billion approximately
Total Liabilities - $ 89 billion approximately
Total Assets - $ 99 billion approximately
The commercial banks listed on stock market posted an after tax profit of $ 1.18 billion, showing a 9% growth year on year. To acquire Commercial Banking License and Microfinance Banking License, Banking Policy & Regulations Department, State Bank of Pakistan (SBP) may be contacted.
Pakistan has been transformed into a country with liberalized Foreign Exchange regime to attract Foreign Direct Investment in the country.
Pakistan’s investment policy provides complete freedom of investment and repatriation of profits/ dividends/disinvestment proceeds to the foreign investors in line with the overall investment policy of Government of Pakistan. The only requirement of SBP with respect to FDI inflows is the registration of FDI with SBP. A foreign investor is free to repatriate profit/ dividend and orderly disinvestment proceeds at any point in time without any approval from Central Bank. Further, with regard to portfolio investment, foreign investors are allowed to make investment in Pakistani stocks, Govt. securities and registered corporate debt instruments listed on Stock Exchanges in Pakistan through Special Convertible Rupee Account (SCRA) opened with an Authorized Dealer (bank).
Existing outreach and penetration of financial services is low – 7 branches per 100,000 people and 0.22 branches per 1,000 km and 226 bank accounts per 1,000 adults. Opportunity of introducing innovative products and innovative banking such as mobile banking is growing swiftly.